联邦政府宣布为小企业延长租金援助计划(CECRA)
我们联邦政府与各省和地区一起，为受COVID19疫情打击的小型企业延长租金减免。CECRA可将租金降低75％，现在扩展到四月、五月、六月和七月的租金均可获得援助。请见：Canada.ca/Economic-Response-Plan
新闻通稿
联邦政府宣布为小企业延长租金援助计划(CECRA)
Government Announces Extension of Rent Relief Program for Small Businesses
2020年6月30日 安大略渥太华 加拿大财政部
加拿大政府正采取有力、迅速和有效的行动，通过实行“COVID-19经济应对计划”，保护加拿大人民和工商业免受疫情全球大流行的影响。这一计划帮助确保加拿大人可以支付必须的费用如房贷、租金和食品等，并帮助企业在当前不确定的时期继续为他们员工支付薪酬、支付账单。
6月30日，财政部长比尔•莫尔诺（Bill Morneau）宣布，加拿大紧急商业租金援助（CECRA）将延长一个月，以帮助符合资格的小企业支付7月份的租金。
此外，为简化所有申请人的申请程序，政府取消了原先对CECRA可免除贷款(forgivable loan)中要求追回保险补偿和省级政府租金支持的条件，这一变更适用于现有的和新的申请者。适合这一情况的现有申请者将接到通知，他们以前被回拨的资金额将会重新打入他们的可免除贷款中。
联邦政府已与所有省和地区达成协议，将这一援助延长一个月。此举将为继续遭受财政困难的小型企业提供重要的救急援助，也将让地产业主得以继续获得租金收入、保留租客留在他们的商业物业当中，让经济逐渐复苏。对这一租金援助的申请将继续通过加拿大房贷及住房公司（CMHC）网站进行处理。
联邦政府将继续帮助确保加拿大人在当前充满挑战的时期获得他们所需要的支持，以支付他们的账单，并保持家人的安全和健康。
引述
财政部长莫尔诺（Bill Morneau）：
“政府持续监控疫情大流行对国民经济的影响，以及我们通过“COVID-19经济复苏计划”所提供的历史性支持发挥作用的情况。我们正在加强对小企业和房地产所有者的支持，将CECRA提供的租金减免再延长一个月，以确保他们准备好在疫情大流行后的复苏中反弹。”
小企业、出口促进及国际贸易部长伍凤仪（Mary Ng）：
“通过简化CECRA申请流程并将期限延长至7月底，我们正在改进又一个至关重要的COVID-19紧急救援计划，以反映小型企业在此艰难时期所面临的现实。在接下来的几周内，许多企业和店铺开始在我们的社区安全地重新启动或重新开门营业的时候，这些支持项目将继续在那里为他们提供帮助。我们政府将继续为加拿大的小企业主和创业者提供支持，帮助他们前行中的每一步。”
事实简要
依照现有计划评估参数、已经符合CECRA资格的申请者，很快可以申请额外一个月的租金援助，他们的70%收入下降以四月、五月和六月计算，亦即不需要评估他们在七月是否依然由70%收入下降。是否参加延期一个月的租金援助是自愿的。CECRA的现有申请人和新申请人都可以选择7月份的租金减免。这一援助计划旨在为遭受疫情大流行打击严重的企业提供支持，同时鼓励他们在可能的情况下重新营业。
CECRA向符合条件的商业地产所有人提供可免除的贷款，无论他们在这些物业上是否具有房贷。这些贷款承担符合资格的小企业租户三个月或四个月租金的50％，帮助这些曾经或正在遭受经济困难的小企业支付四月、五月、六月和七月的租金。
如果符合条件的地产业主同意根据减租协议将小型企业租户的租金降低至少75％，其中包括在协议生效期间不得驱逐租户的条款，则这一贷款将可免偿还。小型企业租户将支付剩余的租金，最多占租金的25％。
现有申请者需要重新申请7月租金援助，申请截止日期是2020年9月14日。新的申请者可以选择申请三个月初始申请期或四个月的期限，但需要在原定的2020年8月31日之前提出申请。
受影响的小企业租户，指的是在某个位置每月租金不超过50,000元的总租金，年营业收入低于2,000万元（在最终母公司一级），并且在四月、五月和六月经历了和COVID-19疫情前的平均收入相比至少70％的收入下降的企业。
政府取消了以下要求：向业主支付的可免除贷款额要扣除业主或租户从任何层级的政府提供的现有租金支持计划或其他减免措施中获得的不可偿还收益，以及保险补偿收益（如果适用） 。
相关链接：
联邦与各省合作，为小企业提供加拿大紧急商业租金援助CECRA
英文原文
Government Announces Extension of Rent Relief Program for Small Businesses
From: Department of Finance Canada
News release
June 30, 2020 - Ottawa, Ontario - Department of Finance Canada
The Government of Canada is taking strong, immediate and effective action to protect Canadians and businesses from the impacts of the global pandemic through its COVID-19 Economic Response Plan. The Plan helps ensure that Canadians can pay for essentials like mortgages, rent and groceries, and to help businesses continue to pay their employees and their bills during this time of uncertainty.
Today, Finance Minister Bill Morneau announced that the Canada Emergency Commercial Rent Assistance (CECRA) will be extended by one month to cover eligible small business rents for July.
In addition, to simplify the application process for all applicants, the government is removing the requirement to claw-back insurance proceeds and provincial rent supports from the CECRA forgivable loan amount for both existing and new applicants. Existing applicants who are affected will be notified and will have any previously clawed-back amounts restored to their forgivable loan.
The government has agreed with all provinces and territories to implement the one month extension. This will provide important relief for small businesses that continue to experience financial hardship, and also allow property owners to maintain rental income and keep tenants in their commercial properties as the economy gradually restarts. Applications will continue to be processed through the Canada Mortgage and Housing Corporation website (CMHC).
The government will continue to help ensure Canadians have what they need to pay their bills and keep their families safe and healthy during these challenging times.
Quotes
“The government continues to monitor the effects of the pandemic on the economy and how the historic support we have provided through the COVID-19 Economic Recovery Plan is working. We are boosting our support for small businesses and property owners by extending the rent relief provided through CECRA by an additional month to ensure that they are poised to rebound in the post-pandemic recovery.”
- Bill Morneau, Minister of Finance
“By simplifying the CECRA application process and extending the period until the end of July, we’re improving another vital COVID-19 relief program to reflect the realities that small businesses are facing during this difficult time. This support will be there for them as many businesses and shops begin to restart and reopen safely in our communities in the weeks to come. Our government will continue to support Canadian small business owners and entrepreneurs every step of the way.”
- Mary Ng, Minister of Small Business, Export Promotion and International Trade
Quick facts
• Those who qualified for the CECRA based on existing program parameters will be able to apply soon for the additional one month based on having a 70% revenue decline for April, May and June, i.e., without reassessing whether they continue to have a 70% revenue decline in July. Participation in the one-month extension is voluntary. Both existing applicants to CECRA and new applicants are able to opt for the July rent reduction. This program is designed to support businesses that have been hit hard by the pandemic while encouraging them to reopen when possible.
• CECRA provides forgivable loans to qualifying commercial property owners, whether they have a mortgage on their property or not. The loans cover 50 per cent of three or four monthly rent payments that are payable by eligible small business tenants who have and are experiencing financial hardship during April, May, June and July.
• The loans will be forgiven if the qualifying property owner agrees to reduce the small business tenants’ rent by at least 75 per cent under a rent reduction agreement, which will include a term not to evict the tenant while the agreement is in place. The small business tenant would cover the remainder, up to 25 per cent of the rent.
• Existing applicants need to reapply for the month of July and have until September 14, 2020. New applicants have the choice of applying for the three-month initial period or four months, but need to do so by the original date of August 31, 2020.
• Impacted small business tenants are businesses that are paying less than $50,000 per month in gross rent in a given location, with annual revenues of less than $20 million (at the ultimate parent level), and who have experienced at least a 70 per cent drop in pre-COVID-19 revenues on average for April, May and June.
• The government is removing the requirement that the forgivable loan amount paid to property owners exclude non-repayable proceeds received by the property owner or tenant from existing rental support programs or other abatements, provided by any level of government, and insurance proceeds, if applicable.
Related products
• COVID-19: CECRA for small businesses
Associated links
• Canada’s COVID-19 Economic Response Plan
• Canada Emergency Commercial Rent Assistance now open for applications
• Prime Minister announces opening of program to protect jobs and help businesses
• Prime Minister announces partnerships with provinces and territories to deliver the Canada Emergency Commercial Rent Assistance for small businesses